Drop in the contract.
A PDF or the pasted clauses. JCT 2016 and 2024, NEC4 ECC, with any schedule of amendments.
A PDF or the pasted clauses.
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Drop in a contract.Get every insurance it demands.
Coverlist reads JCT and NEC building contracts and gives you a cover list to send your client: every insurance required, its limit, the page it's on, and the traps to fix before they sign.Coverlist reads JCT and NEC contracts and gives you a cover list to send your client: every insurance required, its limit, its page, and the traps to fix.
Drop the contract PDF here, or paste the insurance clausesChoose the contract PDF, or paste the insurance clauses
No contract to hand? Run a real NEC4 contractFree · No sign-up for your first check
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Read by AI, proved by code
The AI extracts, the code verifies every quote
AI reads, code proves
Nothing stored
Zero data retention, start to finish
Zero data retention
Never trains AI
Your clauses train no model, ours or anyone's
Ours or anyone's
Every line proved
Quoted word for word, with its page
Quoted, with its page
Never guesses
If it isn't sure, it says CHECK, never OK
Unsure means CHECK
No accounts to leak
No passwords, encrypted connections
No passwords
Run from the UK
By the team behind Who Writes This
Team behind Who Writes This
WHAT YOU GET · FROM A REAL NEC4 CONTRACT
YOUR FIRM
COVER LISTChecked 14 Oct 2026Ref CL-0142
What this contract asks your client to insure
NEC4 ECC Option A · UK Research and Innovation · £1.81m
1to act on
4to check
8requirementsfound
| COVER | MINIMUM | PAGE | Status |
|---|---|---|---|
| Third party liability | £10,000,000 | p6 | FOUND |
| Employers' liability | £10,000,000 | p6 | FOUND |
| Product liability | £10m, basis? | p7 | CHECK |
| Professional indemnity | Not required | p12 | ACT |
| Completion date | 3 or 31 May | p4 | CHECK |
1 · ACTDesign liability, but no PI asked forDesign liability, no PI asked for
p12 “X15: The Contractor’s design (NOT USED)”
Do: confirm design and construct PI to 6 years after Completion.
Checked with Coverlistcoverlist.co.ukEmail to the contract administratorCopy
“Before our client signs, could you confirm four points on the insurance requirements?”
Gap check against your client
Third partyGap check: third partySHORT £5m
Built by James Buckley-Thorp, 15 years in regulated insurance and founder of Bequest. From the team behind Who Writes This, as featured in Insurance Age.
READS TODAYJCT 2016 and 2024: Minor Works, Intermediate, Design and Build, Standard Building ContractNEC4 ECC, all main options
A checklist for brokers, not legal advice · Not affiliated with JCT or NEC
HOW IT WORKS
Contract in. Cover list out.Three steps, nothing to install.
Every insurance clause, found.
Contract Particulars or Contract Data, insurance options and amendments. Each requirement quoted word for word, with its page.
Quoted word for word, with its page.
p6“Minimum amount of cover is £10,000,000”
Check it, brand it, send it.
Add your client's cover to see the gaps, add your logo, and send a cover list your client can print.
See the gaps, add your logo, send the PDF.
Third party liabilitySHORT £5m
Employers' liabilityOK
WHAT YOU GET
Six things no broker has time to do by hand.
A result before you sign up.
Run a real NEC4 contract now and watch the cover list build. No account, no email.
Every line proves itself.
Click any page number and the contract opens at that clause, highlighted.
The traps, found.
Clashing dates, design work with no PI, missing amendments, unreadable pages. Flagged before your client signs.
Gaps in one look.
Type in your client's limits. Each line turns OK or ACT, with the shortfall spelled out.
The email is written for you.
The points to raise become a short, polite email to the contract administrator.
Your firm's name on it.
Add your logo and download a cover list your client can print, with your firm at the top.
WHERE YOUR CONTRACT GOES
Built for contracts your client hasn't signed yet.
Brokers handle confidential contracts every day. Here is exactly what happens to one when you check it.
YOUR DEVICE
Your browser opens the PDF
Finds the insurance pages. The file itself never leaves.
Kept: your PDF, on your device only
COVERLIST
Our checking service
Checks every quote against your text, then applies the rulebook.
Kept: nothing from the contract
AI MODEL · LONDON
Amazon Bedrock, UK region
Returns each requirement with the contract's own words and page.
Kept: nothing, never used for training
WHAT IT READS TODAY
The contracts UK construction runs on
- JCT 2016 and 2024: Minor Works, Intermediate, Design and Build, Standard Building Contract
- NEC4 Engineering and Construction Contract, all main options
- Schedules of amendments and Z clauses, when they're in the file.
WHAT IT WON'T DO
Guess
- Any other form gets "not supported yet", never a guess.
- Anything it isn't sure of is marked CHECK, never OK.
- Scanned pages with no readable text are flagged, never skipped.
- It's a checklist for brokers, not legal advice.
WHO WE ARE
Built by people who know regulated insurance.
Coverlist is built by James Buckley-Thorp, founder of Bequest, the UK's first life insurance app, with 15 years in regulated markets and a law degree. It comes from the team behind Who Writes This, the free market directory for UK brokers featured in Insurance Age.
Who Writes ThisQUESTIONS
Questions brokers ask
Yes. Checking a contract, the cover list and the branded PDF are free for UK brokers. You give your name and work email only when you download the PDF.
No. The PDF stays on your device, and the clauses we check are deleted as soon as your cover list is made. Our AI provider keeps nothing either.
Every requirement quotes the contract word for word, with its page, so you can check any line in seconds. Anything Coverlist isn't sure of is marked CHECK, never OK.
JCT 2016 and 2024 Minor Works, Intermediate, Design and Build and Standard Building Contract, and NEC4 ECC, with their amendments.
No. It's a checklist that helps you place the right cover. Questions about contract wording go to a solicitor.
The team behind Who Writes This, led by James Buckley-Thorp.
Check your next contract before your client signs it.
Read on your device · Nothing stored · Free